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Volume 01 Issue 3

Micro-enterprise lack of access to credit - The Israeli case

Published: 03 Mar 2014 Issue:Volume 01 Issue 3 Nov 2013 Author details below

Mirit Hassman

Guilford Glazer Faculty of Business and Management, Ben-Gurion University of the Negev

Dafna Schwartz

Guilford Glazer Faculty of Business and Management, Ben-Gurion University of the Negev

Raphael Bar-El

Guilford Glazer Faculty of Business and Management, Ben-Gurion University of the Negev

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Research summary

Micro-businesses face various difficulties in obtaining credit. Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel. We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures. Many of them are unaware of their need for credit or do not know how and whom to address. We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions

Article History

Published 03 Mar 2014

How to Cite

Hassman, M., Schwartz, D., & Bar-el, R.. (2014). Micro-enterprise lack of access to credit - The Israeli case. International Journal of Business and Economic Development, Volume 01 Issue 3.

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Archive cited by No internal citing article yet
Reference depth 21 sources listed
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APA

Hassman, M., Schwartz, D., & Bar-el, R.. (2014). Micro-enterprise lack of access to credit - The Israeli case. International Journal of Business and Economic Development, Volume 01 Issue 3.

MLA

Hassman, Mirit, et al.. "Micro-enterprise lack of access to credit - The Israeli case." International Journal of Business and Economic Development, Volume 01 Issue 3, 2014.

Chicago

Mirit Hassman, Dafna Schwartz, and Raphael Bar-el. "Micro-enterprise lack of access to credit - The Israeli case." International Journal of Business and Economic Development Volume 01 Issue 3 (03 Mar 2014).

Harvard

Hassman, M., Schwartz, D., & Bar-el, R. (2014) Micro-enterprise lack of access to credit - The Israeli case. International Journal of Business and Economic Development, Volume 01 Issue 3

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